“Favourite” items as goals and track your progress towards them. Get product recommendations based on what you’ve browsed and what’s popular. FIND THE REWARDS YOU WANTRedeem points for gift cards or browse a variety of items from Apple, Best Buy and our RBC Rewards Merchandise catalogue. Use Touch ID (or Face ID on i Phone X) for even handier access. TRACK YOUR POINTS ACTIVITYQuickly view the Available Points you can use now and how many Pending Points you may have earned with your recent purchases. GET IT SOONER Can’t wait for the latest Apple or Best Buy items? Use a combination of points and cash to get it sooner. Plus, earn points faster when you use your RBC Rewards credit card for everyday shopping. SAVE MONEY AND EARN BONUS POINTSNow, you can enjoy exclusive offers to earn bonus RBC Rewards points and save money on shopping, travel, dining and more. As an RBC debit card or non-RBC Rewards credit cardholder, you can now save money through exclusive offers on travel, dining and more with your favourite brands. TRAVEL BOOKING MADE EASYBook flights and hotels on the go directly from the RBC Rewards app. Enjoy more destinations and travel options in a redesigned experience to make planning your trip with RBC Rewards smoother than ever. Tell us how we can make the RBC Rewards app work better for you! Here’s how we keep you safe: SECURITYRest easy knowing that you’re protected from unauthorized transactions** in the RBC Rewards® app by the RBC Online Security Guarantee. PRIVACYThe RBC Rewards app might need to access device services for certain features. For help removing the RBC Rewards app from your device, there are instructions at You can get more information about RBC digital channel privacy at Contact information for RBC Royal Bank is available at https:// LEGALWhen you select to install the RBC Rewards app, you’re consenting to any future updates or upgrades. Depending on your device, operating system or user-initiated settings, these might be automatically installed. You’re able to withdraw your consent by uninstalling the RBC Rewards app from your device. If you download the RBC Rewards app, you must review, and are subject to, the terms & conditions found under the Legal link on com, as well as the Electronic Access Agreement, as applicable.* The RBC Rewards app is operated by Royal Bank of Canada.** For a definition of an unauthorized transaction & for full details regarding the protections and limitations of the RBC Online Security Guarantee, please see your account &/or online agreements with the applicable entity. The guarantees are given by Royal Bank of Canada, in connection with its respective online services.®/™ Trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.‡All other trademarks are the property of their respective owner(s). We'd like to help get this back up and working for you. We recommend turning your fingerprint ID off and back on again to see if helps. If it does not, please connect with our Digital Advisors at 1-800-769-2555 for further trouble shooting. We’re taking a deep dive into the world of travel rewards program once again, this time focusing on the RBC Rewards program. As with most points programs, you’ll get the best value for your points when you redeem for travel. RBC Rewards not only has the standard option of using your points to book for any travel, but if you have an RBC Avion card you also have access to a flight redemption chart and the ability to transfer to several airline programs. These points can be redeemed for any type of travel through the RBC Rewards site. However, to get the most out of this program, you have to know the best ways to use your points, and have the right credit cards to access the best travel options. 100 points will give you a $1 discount, a value of 1 cent per point. * Travel booked at RBC Rewards – 1 cent per point (CPP) * Air Travel Redemption Schedule (Avion) – 2.33 CPP * Transfer to partner airlines (Avion) – 1.75 CPP * Transfer to West Jet Rewards – 1 CPP * Transfer to Hudson’s Bay Rewards – 1 CPP * Merchandise – 0.87 CPP * Gift cards – 0.72 CPP * RBC Financial products – 0.83 CPP * Statement credits – 0.58 CPP * Charity – 1 CPP* Level of flexibility? Unfortunately, RBC doesn’t give you the option to book any travel you like and then apply your rewards towards your purchase afterwards, nor do they offer price matching. With RBC, however, what you can redeem your points for depends on the card you have – a standard RBC Rewards credit card or an RBC Avion credit card. No * Can I get points back if I cancel an award flight? When it comes to redeeming your points, there’s a multitude of options at your disposal. When it comes to redeeming for travel, the edge definitely goes to the Avion cards. Because if you have an Avion card, in addition to being able to book any type of travel, you can use your points through the Air Travel Redemption Schedule – a set amount of points to fly to a set region. If the base ticket price is more than the maximum ticket price, you can use extra points to cover the flight, where every 100 points redeemed will give you an additional $1 off. Maximizing this chart can give you a value of 2.33 cents per point, giving you the best value for your points. Avioners have the option to transfer points to 3 other airlines – all part of oneworld alliance. Each RBC points is worth 1 Avios, and you have to transfer a minimum of 10,000 points at a time. We value an Avios at 1.75 cents, giving your RBC Rewards points the same value. The second is to transfer your points to Cathay Pacific Asia Miles, where the transfer rate and point valuation for British Airways also applies. The last transfer option is to American Airlines AAdvantage, where 10 RBC points will give you 7 AAdvantage miles. You’ll have the same options as with the other 2 partners. However, since you’re getting less AAdvantage miles, this gives an RBC point value of approximately 1.3 cents. With RBC Rewards, you’re also given the option to transfer your points to select partners. All RBC Rewards credit cards allow you to transfer your points to West Jet. 100 points = 1 West Jet dollar, a value of 1 cent per point, which you can use to help pay for any flights and vacation packages at You can also convert your points to Hudson’s Bay Rewards. Transfer anywhere from 500 to 1,000 points at once, you’ll get double that amount in Hudson’s Bay points. Since a Hudson’s Bay point is worth 0.5 cents, you’ll get double that – a value of 1 cent. You can also transfer points the opposite way, and 40 Hudson’s Bay points will give you 10 RBC Rewards points. Valuable travel and transferring to partners aren’t the only ways to redeem your rewards, however. If you want to use your points to score free merchandise, RBC Rewards has a large selection, one of the largest of any other rewards program. We checked a number of different products and came to an average point value of 0.87 cents. RBC Rewards also has a portal to use your points at Apple and Best Buy. The items we surveyed all had the same point value of 0.65 cents, however your points won’t cover taxes. Redeem for Hudson’s Bay gift cards and receive some bonus points – for every $25 you redeem, you’ll get 50 bonus RBC points. You can also use your points to get RBC Financial Rewards vouchers to use for: A minimum redemption of 12,000 points is required, which will give you a $100 voucher. If you’re hoping to take a bite out of your credit card bill, you can redeem your points for a statement credit. 17,200 points will give you a $100 statement credit, which gives a point value of 0.58 cents. Using your points for charitable donations is a great option if you have some extra points lying around and you’re not sure what to use them for. Here are the charities currently available at the time of writing: Every point you donate is worth 1 cent, and as an added bonus, you’ll get a tax receipt for your donation. Besides transferring HBC points, the only other way to earn RBC Rewards points is with a credit card. RBC has a wide variety of credit cards that can earn RBC Rewards. One thing they all have in common is that you’ll get instant discount of 3 cents per litre when getting fuel at Petro-Canada stations, plus a bonus 20% Petro Points. will offer you the most points for your spending – 1.25 for every dollar and a 25,000 point welcome bonus. Plus, it comes with a great host of Visa Infinite Privileges and a terrific insurance package. All for its $399 annual fee and household income requirements of $200,000. For a lower annual fee of $120, and income requirements of either $60,000 personal or $100,000 household, you’ll still get a great insurance package and a welcome bonus of 15,000 points. The is nearly identical, but is a great option if you don’t meet the above income requirements. RBC also gives you the option to earn RBC points on all of your business purchases. If you close your account, you have 60 days to use your points. Yes, these rewards can be transferred to West Jet Rewards and Hudson’s Bay Rewards. Looking to collect RBC Rewards but want lower annual fees and income requirements? For an annual fee of $110, the is one of the few that earns rewards for all of your purchases – 1 point for every U. If this is something you’re interested in, consider one of these cards: Here are some common questions and answers about the RBC Rewards program. Redeem for any travel you like, transfer to airline partners, transfer to a retail partner, and redeem for merchandise, financial products and even statement credits. If you’re an RBC Avion cardholder, you can also transfer your points to 3 other airline partners. The exact amount depends on the travel supplier provider. Yes, by transferring Hudson’s Bay Rewards to your RBC Rewards account. Here’s a list of numbers to contact RBC Rewards, depending on the card you carry: RBC Rewards offers a wide variety of ways to use your points – travel, gift cards, merchandise, and financial services. Plus, with the option to transfer to airlines and Hudson’s Bay, there’s a redemption option for everyone. Royal bank rewards rbc us online banking Welcome to Canada's Largest Bank-Owned Loyalty Program. The RBC Rewards program is all about you. We offer the most ways to earn, save, and be rewarded with things you actually want, when you want them. As a program member, you have access to amazing value and exclusive member experiences that are only available through the RBC Rewards program. THE REWARDS CATALOGUE Merchandise. From electronics to golf clubs, redeem your points for any of the items listed below. Earn £4 a month back in Rewards on 2 Direct Debits (they need to be at least £2 each). Plus, earn £1 a month back in Rewards when you login to our mobile app. You can also earn 1% back in Rewards when you spend with our retail partners." data-toggle="popover"Earn £4 a month back in Rewards for 2 or more Direct Debits - 2 of those Direct Debits needs to be at least £2 each. Plus, earn an extra £1 a month back in Rewards with 1 mobile app log in. That's up to £5 a month back in Rewards to spend on whatever you like! You can also earn 1% back in Rewards when you spend with our retail partners: Caffe Nero, Europ Car, Barrhead Travel, Boux Avenue, P&O Ferries and ATG Tickets. Your Rewards balance can grow quickly, they're easy to earn and they're easy to exchange! Every time you make a purchase with your card, you automatically earn RBC Rewards points that you can redeem for travel, cash back, gift cards, merchandise and more Get the rewards you want faster by pooling points with friends and family. You can also transfer them to your Canadian RBC Royal Bank account. Redeem points for gift cards at some of your favorite spots—like Amazon, Best Buy, Publix, Panera and Starbucks. You can also redeem for the latest gadgets from today’s hottest brands. Use your RBC Bank credit card anywhere Visa is accepted in-store, online and over the phone. Chip technology is embedded into your RBC Bank credit card, which means you’re protected by several layers of fraud prevention technology. And pay your credit card bill by just clicking the “Pay Now” button in Online Banking.